Skip to Main Content
×

We provide links to third party websites, independent from Members Choice WV FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Members Choice WV FCU. Click CONTINUE to proceed or click the "X" to stay on this site.


CONTINUE

Fee Schedule

Fee Schedule

Effective: 9/1/2017

General Fees
Account Activity Printout $1.00/Page
Account Reconciliation $20.00/Hour & $1.00/Page
Account Research $20.00/Hour
ACH Overdraft $25.00/Item
ATM Overdraft $25.00/Item
Bill Pay – Account to Account Transfers (Outbound) $2.00/Check
Bill Pay – Overnight $14.95/Item
Bill Pay – Same Day Bill Pay $9.95/Item
Card Replacement (Debit or Credit) $10.00/Card
Cashier’s Checks Two free each day, then $3.00/Check
Cashier’s Check Stop Payment $40.00/Stopped Check
Check Copies $1.00/Page
Check/Share Draft Printing Prices vary depending upon style.
Counter Checks $2.00/4 Checks
Currency Conversion for Debit/Credit Cards 1% of Transaction Amount
Debit Card Overdraft $25.00/Item
Early Account Closure $30.00 if account closed within 90 days of opening
Inactive/Dormant Account $5.00/Month after 12 months of inactivity. After 7 years, remaining money is turned over to State of West Virginia.
Incorrect Address $3.00/Occurrence
Legal Process (tax levies, summons) $50.00/Occurrence
Money Orders $1.50/Money Order
Non-sufficient Funds (NSF) $25.00/Item
One-time Debit Overdraft $25.00/Item
Overdraft Advance Courtesy Pay $25.00/Item
Overdraft Protection $5.00/Occurrence
Photocopy $1.00/Page
Returned Item $20.00/Item
Statement Copy $1.00/Page
Stop Payment $15.00/Request
VISA Gift Cards $4.00/Card
Wire Transfer – Domestic $20.00/Transfer
Wire Transfer – International $50.00/Transfer
Members Choice WV FCU logo

Where you've made the right choice!


Membership

Enjoy ownership & benefits.

At MCWV, you're not just another number in line. We are a member-centric, full-service financial institution prepared to service all of your financial needs with a personal touch. We embrace the credit union difference as a not-for-profit organization by providing quality financial products and services, including great, low loan rates and terms. As a member, you’re also an owner of the credit union and will always have voting rights, receive dividends and be part of the support given to your community.

Become a Member

Rates

Lock in your low rate today!

Take advantage of:

  • Credit Card rates 10% below industry average with great rewards
  • Competitive New & Used Automobile Rates
  • Personal & Business Loans


View All Rates

MCWV Visa Credit Cards


  • Low 9.99% APR*
  • No annual fee
  • 25-day grace period
  • Rewards program - including cash back for statement credit

APPLY TODAY