Skip to Main Content
×

We provide links to third party websites, independent from Members Choice WV FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Members Choice WV FCU. Click CONTINUE to proceed or click the "X" to stay on this site.


CONTINUE

Loan Rates

New & Used Auto

Rates effective: June 3rd, 2024

Details Interest Rates Term
Models 2021 & newer APR* as low as: 5.25% 0-39 months
APR* as low as: 5.50% 40-51 months
APR* as low as: 5.75% 52-63 months
APR* as low as: 6.50% 64-75 months
APR* as low as: 7.50% 76-84 months
Model 2020 APR* as low as: 6.00% 51 months
Model 2019 APR* as low as: 6.00% 51 months
Model 2018 APR* as low as: 6.00% 45 months
Model 2017 APR* as low as: 6.00% 45 months
Model 2016 APR* as low as: 7.50% 39 months
Model 2015 APR* as low as: 7.50% 39 months
Model 2014 APR* as low as: 7.50% 39 months

*APR = Annual Percentage Rate. The rate you qualify for, APR and loan terms are based on your credit worthiness. Values of used autos may alter terms. Advertising of loan rates does not represent loan approval or commitment to lend. All loans are subject to credit approval. All rates and terms are subject to change without notice. Loan Specials with special rates and terms may be available periodically. Restrictions may apply.

 

Recreational Loans

(Campers, Personal Watercraft, Motorcycles, ATVs) (90% MSRP)

Rates effective: June 3rd, 2024

Details Interest Rates Term
Collateral type, age, value & credit worthiness will determine term of loan

Motorcycles and ATVs – 60-month maximum
APR* as low as: 6.49% 0-60 months
APR* as low as: 7.50% 61-84 months
APR* as low as: 8.50% 85-120 months

*APR = Annual Percentage Rate. The rate you qualify for, APR and loan terms are based on your credit worthiness. Values of used autos may alter terms. Advertising of loan rates does not represent loan approval or commitment to lend. All loans are subject to credit approval. All rates and terms are subject to change without notice. Loan Specials with special rates and terms may be available periodically. Restrictions may apply.

Personal Loans

Rates effective: June 3rd, 2024

Details Interest Rates Term
Minimum Loan $500.00 APR* as low as: 9.50% 0-60 months

*APR = Annual Percentage Rate. The rate you qualify for, APR and loan terms are based on your credit worthiness. Values of used autos may alter terms. Advertising of loan rates does not represent loan approval or commitment to lend. All loans are subject to credit approval. All rates and terms are subject to change without notice. Loan Specials with special rates and terms may be available periodically. Restrictions may apply.

Share Secured Loans

Rates effective: June 3rd, 2024

Interest Rates Term
2.00% above share rate 0-60 months
3.50% above share rate 61-144 months

*APR = Annual Percentage Rate. The rate you qualify for, APR and loan terms are based on your credit worthiness. Values of used autos may alter terms. Advertising of loan rates does not represent loan approval or commitment to lend. All loans are subject to credit approval. All rates and terms are subject to change without notice. Loan Specials with special rates and terms may be available periodically. Restrictions may apply.

Visa® Credit Card

Rates effective: June 3rd, 2024

Interest Rates Term
9.99% -

*APR = Annual Percentage Rate. The rate you qualify for, APR and loan terms are based on your credit worthiness. Values of used autos may alter terms. Advertising of loan rates does not represent loan approval or commitment to lend. All loans are subject to credit approval. All rates and terms are subject to change without notice. Loan Specials with special rates and terms may be available periodically. Restrictions may apply.

Home Loans

Rates effective: June 3rd, 2024

Loan Type Details
Mortgage Loans -
Home Equity Loans 1st Deed of Trust – 20-Year Maximum
2nd Deed of Trust – 10-Year Maximum
Home Improvement Loans Maximums are $25,000.00 & 60 months
$300.00 Processing Fee

*APR = Annual Percentage Rate. The rate you qualify for, APR and loan terms are based on your credit worthiness. Values of used autos may alter terms. Advertising of loan rates does not represent loan approval or commitment to lend. All loans are subject to credit approval. All rates and terms are subject to change without notice. Loan Specials with special rates and terms may be available periodically. Restrictions may apply.

Members Choice WV FCU logo

Where you've made the right choice!


Membership

Enjoy ownership & benefits.

At MCWV, you're not just another number in line. We are a member-centric, full-service financial institution prepared to service all of your financial needs with a personal touch. We embrace the credit union difference as a not-for-profit organization by providing quality financial products and services, including great, low loan rates and terms. As a member, you’re also an owner of the credit union and will always have voting rights, receive dividends and be part of the support given to your community.

Become a Member

Rates

Lock in your low rate today!

Take advantage of:

  • Credit Card rates 10% below industry average with great rewards
  • Competitive New & Used Automobile Rates
  • Personal & Business Loans


View All Rates

MCWV Visa Credit Cards


  • Low 9.99% APR*
  • No annual fee
  • 25-day grace period
  • Rewards program - including cash back for statement credit

APPLY TODAY