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Online Banking
Mortgage Loans
Mortgage Loans
We hope to help make your dream of a first home or a new home a reality. First Mortgage Real Estate Loans can only be financed for a maximum of 30 years.
Competitive rates
Favorable terms
Purchase Money Loans
Refinance
Home Equity
Members Choice has a Home Equity Loan Program that is perfect for when you’re planning to remodel or spruce up your current home. Our Home Equity Loans can cover your remodeling expenses, spring projects, or perhaps debt consolidation to meet your monthly obligations. Home Equity Loans may qualify for mortgage interest deductions on your itemized Federal Tax Return.
Appraisals are required
Financing up to 80% of your total loan to value available
Home Improvement
If you are in dire need of replacing your roof or repairing any part of your home and need the money right away, try our Home Improvement Loan Program. Home Improvement Loans are similar to Home Equity Loans, but with a faster processing time as an appraisal is not needed. Simply provide an invoice from the contractor performing your home improvements and we will pay them directly. Financing is not to exceed a maximum amount of $25,000.00 and a 5-year term.
The home pictured below is a real home located on the West Side of Charleston that was renovated using a Home Improvement Loan funded by Members Choice!